Your company is only one part of your balance sheet.
Companies and personal capital run as one system, with one financial truth.
Company, property, portfolio and guarantees are reviewed separately.
One consolidated balance sheet, where every decision is measured against the whole system.
Outcomes, not a list of activities.
- 01Founder Financial Map of every company and holding
- 02Consolidated Founder Balance Sheet
- 03Business and personal liquidity in one line
- 04Risk Map: guarantees, concentration, leverage
- 05Founder Independence Plan
- 06Major purchase analysis and partner coordination
Questions this scope answers.
Does buying this property put the company's liquidity at risk?
How much surplus can permanently leave the operating company?
What happens if the main client's revenue stops for six months?
A major purchase is never measured on price alone.
From "Can I afford this?" to "What does this decision change across the whole system?"
- Purchase amount
- €320,000
The goal isn't just income. It's independence from the company's next month.
Monthly surplus is split between operating liquidity, a safety reserve and an agreed allocation, according to a measured capacity for risk.
- 42%
Operating liquidity
company cash flow and current liabilities
- 26%
Safety reserve
up to an agreed number of months
- 32%
Agreed allocation
long-term capital outside the company
- Career-Independent Runway
- 14 months
- External Wealth Ratio
- 38%
- Personal reserve
- €96,000
- Capital outside the operating company
- €912,000
FromCFO determines how much is safe to set aside, and with what capacity for risk. Advice on a specific investment product is given by a licensed partner. No return is ever promised.
ILLUSTRATIVE DATAAgreed individually.
Scope and fee are agreed after a private diagnostic conversation, based on the complexity of your situation.