Your company is only one part of your balance sheet.
Every company and your personal capital, run as one system with one financial truth.
Company, property, portfolio and guarantees reviewed separately.
One consolidated balance sheet; every decision measured against the whole system.
Outcomes, not a list of activities.
- 01Founder Financial Map
- 02Consolidated Founder Balance Sheet
- 03Risk Map: guarantees, concentration, leverage
- 04Founder Independence Plan
Questions this scope answers.
Not for owners of a single company with no personal exposure — Business is enough.
Does this purchase put company liquidity at risk?
How much surplus can safely leave the operating company?
A major purchase is never measured on price alone.
From "Can I afford this?" to "What does this change across the whole system?"
- Purchase amount
- €320,000
Independence from the company's next month — not just income.
Monthly surplus split between operating liquidity, a safety reserve and an agreed allocation, matched to a measured capacity for risk.
- 42%
Operating liquidity
cash flow and current liabilities
- 26%
Safety reserve
agreed number of months
- 32%
Agreed allocation
long-term capital outside the company
- Career-Independent Runway
- 14 months
- External Wealth Ratio
- 38%
- Personal reserve
- €96,000
- Outside the operating company
- €912,000
FromCFO defines safe capacity and cadence. Licensed partners advise on specific products. No return is promised.
ILLUSTRATIVE DATAAgreed individually.
Scope and fee are agreed after a private diagnostic conversation, based on the complexity of your situation.